Tell us about your daily indulgences. We'll tell you how much they cost over a year, in 10 years, and at retirement. Brutally honest, share-worthy.
Adjust the amounts. We'll calculate the damage.
The "lost SIP value" assumes you invested the same money in a mutual fund SIP earning 12% annual returns instead of spending it. Numbers compound — even ₹500/month over 30 years becomes ₹17.6 lakh.
This isn't financial advice — just a wake-up call. You're allowed to enjoy your chai. But knowing the long-term cost helps you choose what's worth it.