Calculate your income tax under both old and new regimes for FY 2026-27. See instantly which one keeps more money in your pocket.
Uses the latest FY 2026-27 (AY 2027-28) tax slabs:
New Regime: 0% up to ₹4L · 5% (₹4L-₹8L) · 10% (₹8L-₹12L) · 15% (₹12L-₹16L) · 20% (₹16L-₹20L) · 25% (₹20L-₹24L) · 30% above ₹24L. Standard deduction ₹75,000 auto-applied. Section 87A rebate makes income up to ₹12L tax-free.
Old Regime: 0% up to ₹2.5L · 5% (₹2.5L-₹5L) · 20% (₹5L-₹10L) · 30% above ₹10L. All deductions (80C, 80D, HRA) apply. Standard deduction ₹50,000.
Both regimes add 4% Health & Education Cess on the final tax.